Jen asked about the new allowance system with the marbles.
So here goes... please bear in mind that we are only in our second week of the system. After week 1, Boo and Yum Yum have the grand sums of $1.50 and $1.25 in their purses (which are kept in my handbag), Bear came away with $5.
This is how it works- each child is given a weekly allowance equal to their age - $11 for Bear, $4 for each of the twins. I put marbles in each jar corresponding to their allowance. For Bear each marble equals 50C and for the twins the marble is 25C.
At the end of the week they are paid their allowance on the following basis:-
Bear needs to have completed all her homework, cleaned her room reasonably well by Sat evening and followed her routines during the week (which includes a nightly tidy up).
Boo and Yum Yum need to "go to bed sweetly", put their toys away when asked, put shoes away and make their beds.
I can give extra marbles for good behaviour and fine them for bad. When I have to do one of their jobs I get to charge them.
Whatever the final total 50% is for savings (we are keeping a record in a little book-Bank of Daddy for the moment ) and 50% is given to them.
So far Bear is totally onto it and saving her $5. She managed to earn a few extra marbles by helping her sisters clean up- in effect they paid her, and lost a few for leaving wet towels on her bedroom floor etc.
I took Boo and Yum Yum to Target with me which was a somewhat painful learning experience for them....everything that they desired they could not afford and what was affordable they did not want. It drove them (and me) nuts but I think it was the begining of learning about money and value. It was hard not to cave and contribute to a purchase. I have since found a Dollar store and will take them there provided they put away the dress ups from the playdate two days ago...but nope, still not happening. In a way it will postpone the trip until after the next "payday" and theoretically they will have a little more to spend. If they can purchase a small toy every two weeks then I think that is okay. Trips to the chosen store to spend their money need to be negotiated.
We need to perfect the system a little more... oh, and yes meddling in ANY form with MY marbles (and they are ALL my marbles ) will result in all their marbles being taken. I keep the jars on the window sill in the kitchen.
Whilst writing this the girls have been doing "something" a little too quietly upstairs. I hear Bear's name mentioned.... I kind of dread going to see what it is.